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As the waste management and recycling industry grows rapidly in response to environmental concerns, RMP look at the significant risks to local authorities, their staff and or contractors, and members of the public.
Work Experience Placements
The Insurers View
HDI’s view on liability insurances surrounding work experience placements follows the Insurance Industry agreed position, which follows the recommendations made by the Association of British Insurers (ABI).
Website: Work experience students | ABI
“The insurance industry has agreed that students on work experience placements should be treated as employees for the purposes of insurance. Such placements must conform to the requirements of the Education Act 1996 and any other regulations in force at the time. Most Employers’ Liability policies will have a definition of “employee” that covers students on work experience placements”
The understanding within the Insurance Market is when a student is on placement with a ‘Host’ Organisation the Organisation agrees to indemnify the student as an ‘employee’ under their insurance arrangements during the work experience placement period.
You will note that the general definition of employee within HDI policy wording includes ‘work experience’. This definition will be similar across Insurance providers within the UK and will reference work experience. We would strongly recommend that this is checked with the host employer.
Please download to read the full resource.
How can we help you?
For more advice on how we can help lower the cost of your risk, please email contact@rmpartners.co.uk
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